Two hours focused entirely on your financial position, your goals and the decisions that matter most.
Sometimes you don't need more information. You need an experienced perspective on what you're doing now, what could be improved, and where your attention should be next.
Our Private Financial Strategy Consultation is an in-depth two-hour session designed to give you clarity around your finances and the decisions that can have the greatest impact on your long-term wealth.
Depending on your circumstances, we may explore your investments, property, mortgage and debt, KiwiSaver, cash flow, retirement planning and broader wealth strategy.
Most importantly, we look at how the different pieces of your financial life work together.
Who is this consultation for?
This consultation is designed for people who are serious about building, protecting or making better decisions with their wealth.
It may be particularly valuable if you:
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Earn well but feel your wealth isn't growing as efficiently as it could.
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Have capital available and want to understand how best to invest it.
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Already have an investment portfolio and would value an experienced second opinion.
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Are deciding between investing, buying property or reducing debt.
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Have accumulated assets across different places but don't have one clear strategy connecting them.
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Are approaching retirement and want greater clarity around whether you're financially on track.
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Have an important financial decision to make and want professional guidance before acting.
You don't need to have everything figured out before we meet. That's the purpose of the conversation.
Your adviser: Maria Temnyuk
Financial Adviser | Investment Specialist | Director, Diamond Property & Wealth
I have spent close to two decades working in financial services and today specialise in helping professionals, families and business owners make better decisions about their wealth.
My approach is strategy first.
Rather than looking at an investment, property, mortgage or KiwiSaver account in isolation, I look at the bigger picture: what you're trying to achieve, what you already have, how your capital is currently allocated and which decisions are likely to make the greatest difference over time.
My clients don't usually come to me because they need more financial information.
They come because they want clarity, judgement and a strategy they can confidently act on.
Here is how the consultation works:
1
Book your consultation and fill out a quick booking form.
2
Prior to the consultation, we will give you a quick "Hello" call and will email you a Data Collection file to fill out. This will allow us to be best prepared and use the time as effectively as possible.
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We will have a consultation with you over Teams/Zoom or even in person if you are based in Auckland. We do keep a few slots in the evenings and weekends to suit those working 9 to 5. It is highly recommended that both partners are present if their finances and goals are shared.
What happens during the consultation:
We begin with where you are today. We'll discuss your current financial position, what you're working towards and any decisions or concerns that brought you to the consultation. From there, we'll identify the areas that deserve the most attention.
Depending on your circumstances, this can include:
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Investment strategy
Your existing investments, portfolio structure, diversification, risk, investment options and opportunities for improvement. -
Wealth strategy
How you're currently turning income into assets and whether your capital is being allocated effectively. -
Property
Existing property, potential investment property purchases and how property fits alongside your other investments. -
Debt and mortgages
Whether additional debt repayment should be a priority or whether capital could potentially be used more effectively elsewhere. -
KiwiSaver and retirement
Your current position, investment strategy and whether you're on track for the lifestyle you want later. -
Cash flow and financial structure
How your income is being allocated and whether there are opportunities to create more investable capital without compromising the lifestyle that's important to you. -
Where appropriate, we can also model different scenarios so you can see the potential long-term impact of the decisions you're considering.
The objective isn't to give you another long list of financial tasks. It's to help you understand what matters most.
By the end of the consultation, you should have greater clarity around:
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Where you stand financially today.
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What's working well.
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What could be improved.
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The opportunities or risks that deserve your attention.
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Your immediate priorities.
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The next steps available to you.
In some cases, the consultation itself may provide everything you need to move forward. In others, we may identify areas where more comprehensive financial planning, investment advice or implementation would be valuable.
There is no expectation to proceed with further advice after the consultation.
Private Financial Strategy Consultation
2 hours
$300 + GST
Available in person at our Auckland North Shore office or online via Zoom or Microsoft Teams.
Ready for a clearer financial direction?
If you're serious about building wealth and want an experienced perspective on your current position and next decisions, you can book a private consultation below.